Thursday 17 April 2014

Guidelines To The Best Foreclosure Defense Lawyer

By Anita Ortega


Foreclosure to your property can be one of the worst moments of your life. This is the process where bank or lender decides to reposes your home if you are unable to pay for it as agreed. As soon as you receive foreclosure notice, you should always take it as notification of lawsuit and prepare for defense. If the defense is strong enough; you will get favorable ruling. However, since most people hardly have know-how about foreclosure proceedings, they do not respond or fail to provide concrete response. This will lead to very harsh consequences including losing your home. The first step towards such a defense is to choose a competent foreclosure defense lawyer to be on your side for the entire case duration. Here is how to find such a solicitor.

You can always start your search for attorney by seeking referrals. In fact, a good number of lawyers stay in the business because of positive testimonials and word of mouth. Talk to your colleagues and other people who successfully stopped repossession and get contacts of the attorneys they used.

There are very many lawyers on yellow pages and phone book. However, you need to realize that not all of them are foreclosure experts. Because of the diversity in the legal field, most attorneys prefer to specialize in specific areas of practice. This gives them better understanding in their areas. As such, you should always look for specialists if you want to stand a better chance.

Also not to be forgotten is the legal charge. Unless the solicitor is a very close family member, you will have to compensate him/her for the legal services offered. Because of this, it is important to look for a solicitor you can easily afford. This calls for window shopping before making a choice.

Obviously, the longer the solicitor has been in this practice, the more knowledgeable they will be. Experience is very vital in specialized areas like foreclosure. Because of this, you should always look for lawyers with minimum of five years of active practice.

You must also be certain that the solicitor is licensed for your state before hiring him/her. Apart from this being a legal requirement, it is also in the best of your interest. You can easily report a licensed solicitor for any malpractice than one who does not have license number.

Communication with your attorney will also be crucial as the case progresses. As such, look for a solicitor you can get along with well. Avoid lawyers who claim to be always busy.

With the above tips in mind, you should be able to find the best attorney for your case. You should also remember that you are not the only one looking for these lawyers. As such, it is always advisable to start the search early enough. This will help you avoid last minute rush which may lead to desperation.




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